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AgilisOne

About Us

We are a specialized management consultancy providing advisory services on compliance, governance, financial matters, forensic accounting, and automation solutions for corporates, financial institutions and fintechs. Leveraging deep industry expertise and technology, we help organizations navigate regulatory complexities, enhance efficiency, and drive sustainable growth.

Our Core Values

Our
Vision

Our Vision

To be the consulting partner of choice for corporates in India— empowering them with streamlined, intelligent solutions that enhance regulatory compliance, reinforce governance, and drive long-term financial growth.

Our
Mission

Our Mission

Our mission is to help corporates, financial institutions, and fintechs to thrive by providing forward-thinking advisory and tech-enabled solutions that simplify regulatory compliance, elevate governance and operational excellence.
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Serving corporate clients within first year of operations
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Industries served
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Services offered

Our Value Proposition

Our Expertise for your business

  • Expert-Led Advisory
  • Technology-Driven Solutions
  • Regulatory Excellence

Backed by seasoned professionals with deep expertise in compliance, governance, and financial consulting, we provide strategic insights to help businesses navigate complex regulatory landscapes with confidence.

We harness cutting-edge automation and digital tools to enhance compliance efficiency, streamline governance processes, and ensure seamless regulatory adherence.

Our proactive approach keeps you ahead of evolving regulatory and compliance requirements, mitigating risks and fostering long-term success.

Meet the Expert Team

Senior Advisory Panel

Prakash Chandra Kandpal

Director on Boards of Union Bank of India, Nucleus Software

Former DMD, State Bank of India

Former MD&CEO, SBI General LifeInsurance

Dr. Tarun Agarwal

Former Director, National Insurance Academy

Financial Services & Digital Banking Leader 

Board Member & Mentor

Arun Wable

Senior Advocate – High Court of Mumbai

Former CIV Citibank, Deutsche Bank

Former Senior Inspector, Mumbai Police

Anurag Saxena

Former Head of Audit, Delhi Zonal Office, Union Bank of India

Senior Banking & Legal Professional

Expert in Compliance, Legal, Audit, and Recovery Management

Sunil Bahl

Former Head-Treasury Operations, Axis Bank 

Senior Banking Professional 

Expert in Risk Management, Treasury Operations

& Enterprise Governance

Ashish Chandak

Ex-CCO Yes Bank, Head-Fraud Risk Management, Yes Bank

Management Team

Murlidhar Lakhara

Managing Partner & CEO

Former Chief Compliance Officer

Former Reserve Bank of India official

Suresh Padia

Partner

Professional IT Entrepreneur

 

Neha D’cunha

Business Manager

Former Compliance Official

Prakash Chandra Kandpal

Retired Deputy Managing Director (Retail Business), State Bank of India
Former MD & CEO, SBI General Insurance | Senior Banking & Financial Services Leader

Prakash Chandra Kandpal is a seasoned financial services professional with over three decades of leadership experience in banking, insurance, and asset management. He most recently served as Deputy Managing Director, Retail Business & Strategic Initiatives at the State Bank of India (SBI) from July 2022 to December 2023, where he led strategic business initiatives and operational advancements in Retail Banking.

Mr. Kandpal is currently serving as a Director on the Boards of Union Bank of India, Tata AIG General Insurance, Nucleus Software Exports, HDFC Pension Management and Star Union Dai-ichi Life Insurance company. His contributions to the financial industry have been recognized with several prestigious awards, including Business Leader of the Year (2021) and Company with Great Managers Award (2021) for SBI General Insurance. He also secured the Brandon Hall Award (2018) for his path breaking initiatives in Learning & Development at SBI.

Previously, as Managing Director & CEO of SBI General Insurance (2020-2022), Mr. Kandpal spearheaded the company’s growth, market expansion, and digital transformation. His extensive career at SBI also included leadership roles such as Chief General Manager & Head (Strategic Trainings), General Manager (Mumbai Network) and Deputy General Manager, Kolkata, where he oversaw Business Development, Business Operations, agriculture banking, human resource management, and strategic planning. Additionally, he contributed to the asset management sector as the Chief Operating Officer of SBI Mutual Fund.

Academically, Mr. Kandpal holds a Master’s in Financial Management from Jamnalal Bajaj Institute of Management Studies and an M.A. in Economics from Kumaun University. He has also completed executive leadership programs, including an Executive MBA (curated for SBI) from ISB Hyderabad and the Global Advanced Management Program – AIIMA in collaboration with UC Berkeley, USA.

With deep expertise in business strategy, banking, human resource management, and operations, Mr. Kandpal continues to contribute to the financial industry through strategic insights, board leadership, and mentorship.

Dr. Tarun Agarwal

Ex-Director, National Insurance Academy | Financial Services & Digital Banking Leader | Board Member & Mentor

Dr. Tarun Agarwal is a seasoned financial services leader with over three decades of experience spanning banking, insurance, digital payments, microfinance, and FinTech. He has held key leadership roles at SBI, HDFC Bank, ICICI Bank, and FINO PayTech, driving business strategy, digital transformation, and governance. Most recently, he served as Director & Governing Board Member at the National Insurance Academy (NIA), Pune, where he led strategic academic initiatives and industry collaborations.

A visionary in financial inclusion and digital banking, Dr. Agarwal has successfully managed teams of over 37,000 employees and contributed to business valuation growth of over 9x. His expertise lies in corporate strategy, financial governance, risk management, and leadership development. He has been instrumental in fostering innovation in banking, InsurTech, and payment ecosystems, working on multilateral projects of national and state importance.

Beyond executive leadership, Dr. Agarwal is a renowned academician and researcher, having authored multiple books and over 17 publications, including ABDC-category research papers. He actively mentors startups, shaping the future of FinTech and InsurTech. He also serves on several boards, contributing to policy formulation, governance, and industry best practices.

Dr. Agarwal holds a Ph.D. in Rural Banking & Payments and postgraduate degrees in Finance, Human Resources, and Digital Payments from institutions such as IMT Ghaziabad and The Fletcher School at Tufts University. With his strategic foresight and industry expertise, he continues to be a key influencer in financial services, academia, and governance

Arun Wable

Senior Law Enforcement & Corporate Security Expert | Investigations & Risk Management Leader

Arun Wable is a highly accomplished law enforcement and corporate security professional with over four decades of experience in criminal investigations, fraud detection, risk management, and corporate security. His career spans Maharashtra State Police, the United Nations, and leadership roles in Deutsche Bank and Citi Bank, where he specialized in investigations, fraud prevention, compliance, and risk mitigation.

Beginning his career in Maharashtra State Police (1979-2008), Arun Wable played a crucial role in solving high-profile criminal cases. He was actively involved in the investigations of the 1993 Mumbai serial bomb blasts and the 2006 Mumbai suburban train bombings. His international experience includes serving in the United Nations Mission in Kosovo (2003-2004), where he contributed to global law enforcement initiatives.

Transitioning into corporate security, Arun Wable served as Head of Investigations & Chief Vigilance Officer (CVO) at Deutsche Bank India (2008-2013) and later as Director & Head of Citi Security and Investigative Services, South Asia, Citi Bank (2013-2018). In these roles, he led fraud risk management, security operations, and investigative audits, strengthening financial institutions’ security frameworks against financial crimes and cyber threats.

Arun Wable is also a renowned trainer and mentor, having conducted training sessions for Anti-Corruption Bureaus, National Investigation Agency (NIA), Intelligence Agencies, Police Academies, and International Law Enforcement officials. He has also authored the book “The Science of Eliciting Truth,” focused on investigative interviewing and interrogation techniques, translated into Marathi and other Indian languages.

His academic credentials include a B.Sc. (Distinction) and an LL.B., along with multiple professional certifications in fraud examination, forensic accounting, cyber law, internal auditing, and anti-money laundering.

Arun Wable has been honored with several prestigious awards, including the Sword of Honour (1979-80 batch), Police Medal for Meritorious Service (2001), and DGP’s Insignia for Meritorious Service (2002). His investigative excellence is further reflected in a 93% conviction rate in sessions court cases and record-breaking detection achievements.

Anurag Saxena

Senior Banking & Legal Professional | Expert in Compliance, Audit, and Recovery Management

Anurag Saxena is a highly accomplished banking and legal professional with over three decades of expertise in banking legal matters, audits, compliance, and recovery management. He retired in July 2024 as the Head of Audit, Delhi Zonal Office, Union Bank of India, following a distinguished career marked by leadership roles in legal, audit, and risk management.

Throughout his tenure at Union Bank of India, Mr. Saxena held several key positions, including:

  • Deputy General Manager (Recovery), overseeing NPA management and recovery strategies.
  • Head of Law at both Regional and Zonal Offices in Delhi and Mumbai, where he played a pivotal role in handling legal matters, civil litigation, revenue matters, and compliance.
  • Head of Audit, in Mumbai Zonal Office where he played a crucial role in strengthening the risk based audit function
  • Assistant General Manager (Law), guiding legal operations.

Beginning his career in June 1990 as a Law Officer, Mr. Saxena steadily rose through the ranks, demonstrating exceptional proficiency in legal advisory, risk-based audits concurrent audits, and compliance management.

He holds an LLB from DAV College, Dehradun, and a B.Sc. in Botany, Zoology, and Chemistry. With his deep understanding of financial regulations and legal frameworks, he continues to be a valuable resource in the banking and legal sectors.

Sunil Bahl

Senior Banking Professional | Expert in Risk Management, Treasury Operations & Enterprise Governance

Sunil Bahl is a seasoned banking professional with over 40 years of experience in the financial services industry. He retired in August 2022 from Axis Bank, where he held several senior leadership roles in risk management, treasury operations, governance, and digital payments. His expertise spans across banking technology, risk & compliance, project management, and trade finance, making him a distinguished expert in the sector.

A Commerce graduate with CAIIB, Mr. Bahl has also completed multiple certifications in Technology, Risk & Compliance, and Financial Management. He has contributed to the industry by serving as a guest faculty at NSE and IIBF, sharing his deep knowledge of banking operations and risk frameworks.

His banking career began in branch banking, where he managed retail and commercial banking operations until 2000. He then transitioned to Axis Bank’s Corporate Office, taking on strategic roles that shaped the bank’s cash management, enterprise governance, and digital payment infrastructure.

As Head of Cash Management, he was instrumental in developing cash management products and payment solutions for corporate and institutional clients. In his role as Head of Enterprise Payment Hub, he spearheaded the implementation of digital payment solutions, enhancing transaction efficiency. His tenure as Head of Enterprise Governance, Risk, and Compliance focused on strengthening regulatory frameworks, risk mitigation strategies, and compliance policies. Later, as Head of Treasury Operations, he led automation initiatives to streamline treasury functions and optimize financial controls.

Mr. Bahl was instrumental in the development of CBDT, CBEC, and state tax collection systems, as well as the ASBA (Applications Supported by Blocked Amount) system, in Axis Bank. His leadership in risk management and compliance automation further strengthened Axis Bank’s operational resilience.

Ashish Chandak

Ex-CCO Yes Bank, Head-Fraud Risk Management, Yes Bank

Ashish Chandak is a seasoned banking professional with over three decades of experience in the BFSI sector, specializing in Corporate Finance, Business Development, Credit Risk Management, Project Finance Advisory, Management Practices Consulting, Governance Frameworks, Fraud Risk, Compliance, and AML.

He served as Chief Compliance Officer during the critical post-reconstruction phase of Yes Bank in 2020, and established an independent unit to drive improvements in management practices and governance frameworks.

He held leadership roles on key executive committees, including the Product and Process Approval Committee, Accountability Review Committee, Fraud Identification Committee, and Disciplinary Committee.

In the most recent role, he led Yes Bank’s Fraud Risk Management function, overseeing a team of approximately 400 personnel, spearheading initiatives across the Assets and Liabilities domain to prevent, detect, and investigate customer and internal frauds.

He conducted leadership training programs and educated senior management on the RBI’s SPARC framework for Risk-Based Supervision. He frequently featured as a speaker at industry forums and Reserve Bank of India sessions, particularly on AI/ML applications in Governance, Risk, and Compliance (GRC).

He delivered Project Finance modelling workshops and risk management sessions for leading institutions such as JNIDB, NIBM, CRISIL, and corporates including GMR, L&T Finance, and ICICI.

Committed to social responsibility, he served as Trustee of YES Foundation, the CSR arm of Yes Bank.

Ashish is a passionate endurance athlete, completed the Comrades Marathon (90 km) in South Africa, the New York and Amsterdam Marathons (42 km), the Tata Ultra Marathon (50 km), and several domestic marathons and half-marathons.

He holds Gold Medals in Engineering and Management from M.S. University of Baroda.

Murlidhar Lakhara

Regulatory Compliance & Risk Management Expert | CEO & Managing Partner, AgilisOne Solutions LLP

Murlidhar Lakhara is a financial and compliance expert with experience in regulatory compliance, risk management, governance, and forensic accounting. As the Managing Partner & CEO of AgilisOne Solutions LLP, he leads advisory and consultancy services for corporates, financial institutions, and FinTech firms, specializing in banking regulations, FEMA compliance, governance frameworks, financial oversight, specialized training, and automation solutions.

He began his career at the Reserve Bank of India (RBI), gaining expertise in banking regulations, regulatory supervision, export credit, FEMA, treasury operations, and control systems. Transitioning to the private sector, he managed compliance functions at ABN Amro Bank and Deutsche Bank for nine years. He later served as Chief Compliance Officer (CCO) at FirstRand Bank Ltd for over two and a half years, where he strengthened regulatory compliance frameworks and risk management strategies.

Before founding AgilisOne in 2024, he spent over six years at IndusInd Bank. As Chief Compliance Officer, he played a pivotal role in enhancing compliance frameworks, governance, policies, and enterprise-wide risk management. He led the special project for one year, to develop a unified, enterprise-wide risk and compliance management framework, reinforcing the bank’s regulatory posture.

Recognized for his leadership in compliance and governance, he was named one of the “Top 10 Chief Compliance Officers” by CEO Insights magazine in October 2021. Academically, he holds a Master’s in Financial Management (MFM) from Jamnalal Bajaj Institute of Management Studies, along with qualifications in commerce, finance, law, and fraud examination. He is a member of The Institute of Cost Accountants of India and the Association of Certified Fraud Examiners, USA.

Suresh Padia

Technology Entrepreneur | ERP & CRM Solutions Expert | Indian Language Integration Specialist | Partner, AgilisOne Solutions LLP

Suresh Padia is a seasoned technology professional and entrepreneur with over three decades of experience in electronics, software solutions, and enterprise technology. With a strong foundation in Electronics Engineering from Walchand College of Engineering, Sangli (Class of 1981), he has built a career focused on innovation, digital transformation, and enterprise solutions across diverse industries.

Mr. Padia began his career excelling in various technical and sales roles before rising to the position of Area Sales Manager at Patni Computers (1988-1990), where he led sales initiatives for Personal Computers and accessories across Mumbai and Gujarat.

In 1990, he ventured into entrepreneurship, capitalizing on the growing demand for Personal Computers and software solutions. A major milestone came in 1993 when he introduced Akruti Indian Language Software, catering to Printing Presses, DTP Bureaus, and Advertising Agencies. His efforts led to prestigious approvals from the Reserve Bank of India and IDBI, enabling bilingual communication solutions within financial institutions.

Over the next two decades, he established long-term relationships with central government organizations, public sector banks, Indian Railways, port trusts, and subsidiaries of the Department of Atomic Energy, providing specialized software solutions tailored to their needs.

Suresh Padia is at the forefront of ERP and CRM solutions for Small and Medium Enterprises (SMEs), helping businesses streamline operations, enhance efficiency, and scale effectively. He specializes in Indian language integration for websites and Core Banking software, enabling financial institutions and insurance companies to facilitate multilingual communication seamlessly.

In addition, he offers comprehensive HRMS software solutions, optimizing organizational processes and workforce management. His expertise extends to accounting software and financial services for housing societies, ensuring financial transparency and operational efficiency.

Neha D’cunha

Business Manager & Operations | AgilisOne Solutions LLP

Neha D’cunha is a  business management professional with expertise in operations, regulatory compliance, and organizational administration. As Business Manager at AgilisOne Solutions LLP, she plays a key role in business strategy, operational efficiency, and regulatory engagement, contributing to the firm’s growth and seamless service delivery.

Previously, Neha served as a Compliance Officer at IndusInd Bank Ltd (2018-2024), where she was responsible for compliance administration, regulatory inspections, and managing the bank’s interface with financial regulators. Her experience in navigating regulatory frameworks and ensuring adherence to compliance standards has strengthened her ability to manage business operations effectively.

She holds a Bachelor of Commerce degree from Mumbai University (2012) and brings a strong skill set in business management, regulatory relationships, administration, and organizational efficiency. Her ability to streamline operations, foster regulatory partnerships, and enhance compliance functions makes her a valuable asset to AgilisOne.